​​Overview - Danae Fitzsimons (Nhat’s notes)
​​
​​Intro
  • ​​Introduce team & role & creds
  • ​​Client’s background
​​‘help people get control of their finances’
​​‘improves quality of living, and financial wellbeing’
​​‘happy for it to be an internal tool’
​​Project idea
  • ​​1 sentence
  • ​​Why will users like/love this?
  • ​​Problems/opportunities?
  • ​​Summarise key features
  • ​​Summarise key user stories/needs
​​Domain Forecasting  - DoFo
​​
​​Manage future cashflow
  1. ​​Create entries
  1. ​​See future ‘in the red’
  1. ​​Take action
  1. ​​minimise current outgoings
  1. ​​make payment plan
​​
​​User flow (new user)
  1. ​​log in/open up app
  1. ​​add/sync bank accounts (e.g. savings, credit account)
  1. ​​manual - 
  1. ​​easy on-boarding (conversational)
  1. ​​income - add credits (one off) + recurring transaction (and details)
  1. ​​outgoings - add debits + recurring transactions (internal or external transfers) (and details)
  1. ​​categories & colour coding for transactions
  1. ​​auto - 
  1. ​​See/forecast where you’re in ‘deficit’
  1. ​​Take action
  1. ​​find payments to minimise
  1. ​​make payment plan
  1. ​​extend due date
  1. ​​reduce cost elsewhere
  1. ​​cancel debit (recurring)
  1. ​​Reporting
​​
​​Financing tool, help people see where their money is. Manage debts.
​​
​​Help people, families, emotional stress for finance related issues. Help people.
​​
​​Users
  • ​​Young families, single fathers, fifo workers
  • ​​small businesses - hair dressers, plumbers
​​
​​Problems
  • ​​outgoings: not having visibility & controlling what’s coming out
  • ​​not having future forecasting/budgeting
  • ​​unnecessary costs/bank fees/charges
  • ​​subscription/debits, not aware of
​​
​​Solutions/features
  • ​​personal ledger
  • ​​debits, credits
  • ​​past & future (see future deficits so that adjustments can be made)
  • ​​new transactions, frequency, end date