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​​Cover available under Domestic Insurance

​​Household Contents

​​Goods in your Home and Outbuildings up to the limits shown in the schedule, for

​​example:

• ​​personal belongings (clothes, handbags);

• ​​equipment and appliances (audio-visual, vacuum cleaners, fridges);

• ​​furnishings;

• ​​outdoor and garden items;

• ​​money and other negotiable instruments (cheques), see limit shown

​​in schedule;

• ​​fixtures and fittings that belong to you as the tenant, not the owner of

​​      the private home.

​​            

​​Buildings     

​​The buildings at the address shown in the schedule. Unless otherwise

​​stated in the schedule, the buildings must be made of brick, stone or concrete

​​with a slate, tiled, metal, concrete or asbestos roof.

​​The definition of buildings includes:

​​ the main Home;

​​ domestic Outbuildings, Home offices, private garages;

​​ an Outbuilding or Lapa of thatched construction which may be attached or

​​connected the Private Home by an inter-leading door or situated within 4m

​​of the Private Home and is less than 15% of the total square meter of the

​​entire Private Home;

​​ paths and driveways made of brick, concrete, asphalt, stone but not gravel;

​​ walls, gates, metal palisades, and fences on the grounds (including all the

​​machinery related to the gates) but not those made of wood, wire or plants;

​​ your fixtures and fittings (including fitted carpets) therein or thereon;

​​ carports

​​ water, sewerage, gas, electricity and telephone connections;

​​ jacuzzis, saunas, domestic water pumps, solar heating panels, borehole

​​machinery supplying water solely for domestic purposes;

​​ swimming pools, fixed filtration plants, safety nets and covers but not

​​automatic pool cleaners, vinyl-lined swimming pools or swimming pools

​​built above ground level;

​​ tennis courts;

​​ television aerials, satellite dishes and masts, close circuit TV’s, burglar

​​alarms and lightning conductors;

​​ Fixed water features, septic tanks, electric generators, statues and ponds

​​Jetties and Boardwalks.   

​​

​​All Risks

​​The following property can be insured under this section:  All property specified in the schedule such as: 

​​●Jewelry (NB Specified jewelry in excess of R1 250.00 must have a valuation certificate not older than 2 years)

​​●Wrist watches

​​●Contents of handbag

​​●Cell phones

​​●Car radios & other vehicle accessories (mags, rims, cell phone car kits)

​​●Pedal cycles

​​●Lap-tops & palm tops